Friday, December 17, 2010

Patriot America Insurance for visitors

By Dan Miller


Passport ready, air tickets booked, luggage weighed, taxi booked. So, ready to travel? Check again - are you forgetting something? What about patriot america insurance for visitors?

Minor injuries or illnesses happen during most travels. Add foreign currency complications, cultural problems, time-zone issues and language barriers, and you could be facing a catastrophe if a major emergency were to occur during your travel overseas. Patriot america travel insurance plans provide peace of mind and professional handling of such a scenario.

Since medical expenses in many foreign countries, notably those in North America and Europe, are exceedingly high, your domestic health insurance policy will likely refuse to cover any cost incurred abroad. Traveling without coverage is a risk that is just not worth taking. Stay covered with patriot america insurance plans Coverage Beyond Boundaries.

Patriot america insurance plans come in two flavors. Patriot America for international tourists visiting the US, and Patriot International for American citizens traveling abroad. Depending on which plan you qualify for, you can further customize the policy as per your needs.

With 24x7 access to multilingual customer service centers, acceptance of almost every currency, professional claims administrators, highly qualified medical experts and international emergency services, the plans offer best-of-the-class benefits globally. Patriot insurance plans let you chose from more than 17000 providers internationally, and members of the PPO in the US.

Although the base plans offer a good mix of features and benefits, they can be customized to get the best trade-off as per the need of the individual. Be it choosing the policy limits (from $50,000 to $2,000,000) or opting for the perfect deductible amount ($0 to $2500) or picking the coverage duration (from 10 days to 2 years), both the plans allow a lot of control in terms of individual needs.

Emergency return of minor dependents, emergency evacuation, AD&D (accidental death and dismemberment), return of mortal remains, etc. are offered with the patriot america insurance plan. Extra riders are available to add coverage for adventure sports, Citizenship return (short returns to country of citizenship), and enhanced AD&D.

Irrespective of the mode of your travel, reason for your trip or duration of your visit, patriot america insurance plans can help mitigate the risks of foreign travel. There are many things that you might need to worry about when you are traveling; medical expenses needn't be one of them.




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